The Private Lender of Choice to Real Estate Investors for 60+ Years

Merchants Mortgage & Trust Corporation (“Merchants”) is a leading nationwide private real estate lender specializing in non-owner-occupied fix & flip properties, ground-up construction, multifamily, and debt service coverage ratio (DSCR) financing. The company funds complex business purpose transactions, provides short- and long-duration loan structures, and delivers fast, predictable underwriting to meet market demands. In 2022, Merchants was acquired by global investment firm KKR, expanding the company’s resources and reach in the real estate lending market.

Merchants’ commitment to being the partner of choice for local investors across the country, while maintaining deep ties to institutional partners and the capital markets, enables it to 1) capitalize on market opportunities, 2) maintain a leadership position in the industry, and 3) help clients achieve their real estate investment goals with confidence and agility.

As the needs of real estate investors change, Merchants will continue to grow and enhance its services, redefine standards in the private lending sector, and support more investors in achieving success nationwide. The Company’s loans have had a significant impact on the improvement of communities across the country, enabling entrepreneurs to build and grow their own businesses and providing families in need with good, quality places to live amidst a nationwide housing shortage. Since inception, Merchants has funded over $5 billion in loans and served over 2,500 clients, contributing to the creation of over 7,200 housing units.