TEB Faktoring's SME Financing Platform

TEB Faktoring, a BNP Paribas Group subsidiary, has transformed SME financing in Türkiye through a fully digital and AI-powered ecosystem. In a market where SMEs represent nearly all businesses yet face significant barriers to accessing finance, TEB Faktoring introduced a 360-degree financing model (TF360) that delivers fast, simple, and transparent access to working capital.

This transformation replaces traditional, manual, and fragmented processes with an integrated, data-driven and customer-centric approach, enabling SMEs to access financing within minutes instead of days.